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returntothepit >> discuss >> Financial problems - goodbye! by Joe/NotCommon on Sep 1,2004 1:14pm
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toggletoggle post by Joe/NotCommon   at Sep 1,2004 1:14pm
Today I consolidated my loans and got a credit card. The interest rate is high, but I get 6 months interest free. With fewer and smaller monthly payments now, I can regain a good credit score, and hopefully before 6 months is up, transfer that balance to a better card with a lower (and maybe fixed) interest rate.

Plus my friend might get me a second part time job at Tower Records.

Fuck yes!



toggletoggle post by Josh_hates_you  at Sep 1,2004 1:16pm
im gonna call an ad in the paper about training to be a school bus driver for this upcoming year.



toggletoggle post by the_reverend   at Sep 1,2004 1:16pm
maybe you should look into gieco?



toggletoggle post by Joe/NotCommon   at Sep 1,2004 1:17pm
geico is car insurance, and isnt available in MA, from what I understand



toggletoggle post by the_reverend   at Sep 1,2004 1:18pm
I SAID GEICO, NOT GECKO



toggletoggle post by Joe/NotCommon   at Sep 1,2004 1:19pm
Well regardless, I am psyched over all this goodnews, because my label is definately going to get bigger over the end of this year and through 2005 and I wouldn't want it to get bigger then I can afford.



toggletoggle post by the_reverend   at Sep 1,2004 1:25pm
good, cause I'm looking forward to getting paid $800 per photo session for NC bands.
Time for an RTTP tour bus + full time driver.



toggletoggle post by succubus  at Sep 1,2004 1:29pm
you forget...he likes my pics better

muahahahaha



toggletoggle post by MyDeadDoll   at Sep 1,2004 1:58pm
try for a discover card, i have low low intesrest rates on there. they gave me like a year with no interest and then 7.9% after that. plus, when i transfer balances over, i pay no interst on them at all.



toggletoggle post by Siberia   at Sep 1,2004 2:03pm
7.9%? That's almost unheard of. I thought my 9% was good (it's a visa). I hate credit cards though, I hate credit period.



toggletoggle post by the_reverend   at Sep 1,2004 2:08pm
I still have never owned a credit card.



toggletoggle post by MyDeadDoll   at Sep 1,2004 2:11pm
i have really good credit i guess. i've already paif off the first car i had an i'm doing good on the new car i bought almost a year ago. i think that has a lot to do with it. i'm only paying like 3% on my car.



toggletoggle post by blue nli at Sep 1,2004 3:56pm
Joe/NotCommon said:

Plus my friend might get me a second part time job at Tower Records.


i hope its the one in burlington. ah, those were the days.



toggletoggle post by newuser at Sep 1,2004 4:20pm
Joe/NotCommon said:
Today I consolidated my loans and got a credit card. The interest rate is high, but I get 6 months interest free. With fewer and smaller monthly payments now, I can regain a good credit score, and hopefully before 6 months is up, transfer that balance to a better card with a lower (and maybe fixed) interest rate.

Fuck yes!


not really, with fewer and smaller monthly payments you will end up paying a lot more, especially since you are paying a higher interest, if you can't pay your debts within 6 months you lose




toggletoggle post by JayTUS   at Sep 1,2004 4:21pm
Credit cards are the devil.



toggletoggle post by AUTOPSY_666   at Sep 1,2004 4:32pm
the_reverend said:
I still have never owned a credit card.




You don't OWN a credit card, THEY own you!









toggletoggle post by Lincoln at Sep 1,2004 4:48pm
Yeah...they'll fuck you those damn credit cards.....



toggletoggle post by Joe/NotCommon   at Sep 1,2004 9:00pm
newuser said:
Joe/NotCommon said:
Today I consolidated my loans and got a credit card. The interest rate is high, but I get 6 months interest free. With fewer and smaller monthly payments now, I can regain a good credit score, and hopefully before 6 months is up, transfer that balance to a better card with a lower (and maybe fixed) interest rate.

Fuck yes!


not really, with fewer and smaller monthly payments you will end up paying a lot more, especially since you are paying a higher interest, if you can't pay your debts within 6 months you lose




The new card will have no balance, and my student loans are now consolidated with a locked in rate. At this point in my life I want smaller monthly payments. The Credit card may not be payed off in 6 months, but will come close, and then if I transfer it to a lower interest card, then I won't be paying more.

What you said makes no sense, obviously you didn't read anything I wrote.



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