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New site? Maybe some day.

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:	post by Joe/NotCommon at 2004-09-01 21:00:44

newuser said:

Joe/NotCommon said:

Today I consolidated my loans and got a credit card. The interest rate is high, but I get 6 months interest free. With fewer and smaller monthly payments now, I can regain a good credit score, and hopefully before 6 months is up, transfer that balance to a better card with a lower (and maybe fixed) interest rate.

Fuck yes!

not really, with fewer and smaller monthly payments you will end up paying a lot more, especially since you are paying a higher interest, if you can't pay your debts within 6 months you lose

The new card will have no balance, and my student loans are now consolidated with a locked in rate. At this point in my life I want smaller monthly payments. The Credit card may not be payed off in 6 months, but will come close, and then if I transfer it to a lower interest card, then I won't be paying more.

What you said makes no sense, obviously you didn't read anything I wrote.

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